As a result of the Landowners’ failure to repay the personal loan, the 1st Caveat was entered in order to protect the 1st Defendant’s interest. [24] Looking at the statements of the 1st Defendant in his Form 19B, this Court has no reason to disagree with the Plaintiff that in the Form 19B, it is utterly clear that the 1st Defendant’s claim against the Landowners was in respect of a personal loan given to the Landowner. The 1st Defendant’s claim is undoubtedly a claim in personam of an unsecured debt, which is totally foreign into the Land. [25] However, having stated in his Form 19B that a Surat Perjanjian dated 19.10.2015 was executed by the Landowners as security (jaminan) to guarantee payment of the borrowed sum of 21 RM350,000.00, the 1st Defendant in his Affidavit Jawapan (Enclosure 5) had stated otherwise. [26] In opposing the Plaintiff’s application, the 1st Defendant had averred that he had entered into Sale and Purchase Agreement with the Landowners for purchase of the Land. He had also produced a Sale and Purchase Agreement dated 19.10.2015 purportedly entered by him and the Landowners (Exibit “YCF-1”, Enclosure 5). [27] The stance taken by the 1st Defendant was clearly in contradiction with his earlier stand that the surat perjanjian was a surat jaminan (guarantee) for a personal loan given to the Landowners. [28] Now, this Court of the view that if at all the purported Sale and Purchase Agreement was executed on 19.10.2015 is a genuine transaction of sale and purchase of the Land, the 1st Defendant would have expressly specified so in his Form 19B. However at the time of lodging his caveat, the 1st Defendant was more concerned with the repayment of the loan he had given to the Landowners. 22 [29] Be that as it may, the legal position in this respect is very well settled. A claim in personam can never give rise to caveatable interest on land. (See: Standard Chartered Bank v Yap Sing Yoke & Ors [1989] 2 CLJ (Rep) 500 "...It is of course axiomatic that a personal claim (i.e. in general law terms a mere, personal, in personam claim) enforceable against the registered proprietor and not the land, is not able to be caveated. Only claims to interests in land (i.e. in general law terms in rem claims) which relates to interests capable of registration, can be caveated) [30] It is also trite law that a mere monetary debt cannot give rise to a caveatable interest. (See: i. Kundang Lakes Country Club v Garden Masters (M) Sdn Bhd [1999] 2 CLJ 633, ii. Dusun Desaru Sdn Bhd & Anor v Wang Ah Yu & Ors (No.2) [2001] 5 CLJ 8; iii. Saffaruan Mohamad v Kamaludin Ibrahim & Satu Lagi [2008] 8 CLJ 531 iv. Soo Kam Cheong & Anor v Lim Ing Tiong [2016] 1 LNS 966 [31] Clearly, the grounds stated by the 1st Defendant in his Form 19B is incapable of giving rise to any caveatable interest. 23 The 2nd Defendant’s caveat [32] The grounds in which the 2nd Defendant lodged her caveat is stipulated in the Form 19B dated 13.04.2016. The 2nd Defendants had stated this: “2. Alasan-alasan tuntutan kami atas tanah itu ialah:- a. Bahawa saya telah menandatangani satu Perjanjian Jual Beli bertarikh 08-03-2016 dengan VICTOR HO KIM SWEE (NO K/P: 751201-14-6071) dan WONG SOON LIN (NO K/P: 520415-01-5044) kedua-duanya adalah seorang warganegara Malaysia yang beralamat 654, Jalan 1B/5, Bandar Baru Sungai Buloh, 47000 Sungai Buloh, Selangor Darul Ehsan (“Penjual”) dimana saya telah membayar sebanyak RM60,000-00 kepada Pihak Penjual sebagai bayaran pendahuluan bagi tujuan pembelian Hartanah yang dikenali sebagai HS(D) 215589 PT No. 1819, Pekan Baru Sungai Buloh, Daerah Petaling, Negeri Selangor (“Hartanah”). b. Sementara menunggu penyempurnaan transaksi Jualbeli dan pindahmilik tersebut, saya ingin memasukkan satu kaveat persendirian ke atas Hartanah tersebut untuk menjaga kepentingan saya. [33] The grounds relied by the 2nd Defendant for the entry of her caveat 24 are basically as follows: