Meanwhile, the Defendant (of the original claim) filed a counterclaim against additional parties, namely the First (D1), Third (D3), and Fourth Defendants (D4), on the basis that the Defendant of the original claim / Plaintiff of the counterclaim herself had given a conditional oral consent to the Plaintiff, D1, D3, and D4 as above-mentioned that the main surgical procedure would only proceed if a guarantee letter from the Defendant’s insurer, Manulife Insurance Berhad, assuring full payment of the main surgical costs, which relates to the issue of misrepresentation.