CLJU 1948). b) The Plaintiff also invoked section 23 of the Limitation Act 1953, claiming that the Plaintiff is now entitled to a 12-year limitation period to pursue the claim against the personal estate of the deceased. The section governs claims “in respect of any claim to the personal estate of a deceased person or to any share or interest in such estate, whether under a will or on intestacy, shall be brought after the expiration of twelve years from the date when the right to receive the share or interest accrued, and …”. The phrase “right to receive the share or interest accrued” clearly refers to the entitlement of beneficiaries or persons claiming a distributive share of the estate and not to creditors seeking to recover a debt based on a common contractual cause of action. (See: Soon Choon Sim V soon Cheng Sai (2011) 8 CLJ 373). c) Section 24 of the Limitation Act 1953 raised by the Plaintiff deals strictly with situations where the person entitled to bring an action is under a disability at the time the cause of action accrues. The interpretation of the word “disability” can be found in Section 2 (2) of the Limitation Act 1953, which clearly provides that: - “(2) For the purposes of this Act, a person shall be deemed to be under a disability while he is an infant or of unsound mind.” Neither the Plaintiff nor the Defendant is covered under the definition of “disability” to trigger such provision. This section has no relevancy or applicability to the current factual matrix of this case. d) Section 19 of the Limitation Act 1953 only concerns the rights of an administrator claiming on behalf of the estate for recovery of Land, and it does not apply to a creditor bringing an action against the estate, as in the present case. e) The Plaintiff heavily relied on the case of United Malayan Banking Corporation Berhad v Dalin Theresah Abdullah (No 2) (2000) 8 CLJ 638. However, this is misplaced because the case is not to support the argument that the limitation had not set in or not applicable in the present case, as that case dealt with when was the cause of action accrued based on an on-demand guarantee. In this regard, time only starts to run when a demand is issued, which is not the case here.