Malaysia legislation
Section 27
Section 27
(2)
The attestor shall explain the terms of the moneylending agreement to the borrower, and shall certify on the agreement that the borrower appears to understand the meaning of the terms of the agreement.
Moneylenders 55
(3)
Any moneylending agreement which is not attested in accordance with this section shall be void and have no effect and shall not be enforceable.
Prohibition of employing an agent or canvasser