Malaysia legislation
Section 11
Section 11
(a)
it is a company; and
(b)
it has been registered as a credit reporting agency and been issued a certificate of registration by the Registrar under subsection 14(5).
(2)
A person who contravenes subsection (1) commits an offence and shall, upon conviction, be liable to a fine not exceeding one million ringgit or to imprisonment for a term not exceeding three years or to both.
(3)
In the case of a continuing offence, the offender shall, in addition to the penalties under subsection (2), be liable to a fine not exceeding ten thousand ringgit for each day or part of a day during which the offence continues after conviction.
Credit Reporting Agencies 17
Restriction to carry on business other than credit reporting business