Seksyen 1
(1)
Perintah ini bolehlah dinamakan Perintah Perkhidmatan Kewangan
Islam (Amaun Minimum Dana Modal atau Lebihan Aset Berbanding Liabiliti)
(Orang Berlesen) (Pindaan) 2024.
/akn/my/act/pua/2024/475
PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024
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- Type
- P.U. (A)
- Status
- In force
- Enacted
- 2024
- Sections
- 10
Quick answer
About this p.u. (a)
PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 is Malaysia P.U. (A), cited as P.U. (A) 475 2024, currently marked in force and first recorded in 2024.
Opening note
Preamble
- PADA menjalankan kuasa yang diberikan oleh subseksyen 12(1) Akta Perkhidmatan Kewangan Islam 2013 [Akta 759], Menteri membuat perintah yang berikut: Nama dan permulaan kuat kuasa
Seksyen 2
Perintah Perkhidmatan Kewangan Islam (Amaun Minimum Dana Modal atau Lebihan Aset Berbanding Liabiliti) (Orang Berlesen) 2013 [P.U. (A) 209/2013], yang disebut “Perintah ibu” dalam Perintah ini, dipinda dalam perenggan 3—
(a)
dengan menggantikan takrif “fasa asas” dengan takrif yang berikut:
‘ “fasa asas”—
(a)
berhubung dengan suatu bank Islam digital berlesen, ertinya suatu tempoh minimum tiga tahun hingga maksimum lima tahun mulai tarikh bank Islam digital berlesen itu memulakan perniagaan perbankan Islamnya, sebagaimana yang ditentukan oleh Bank; atau
P.U. (A) 475 3
(b)
berhubung dengan suatu pengendali takaful digital berlesen, ertinya suatu tempoh minimum tiga tahun hingga maksimum tujuh tahun mulai tarikh pengendali takaful digital berlesen itu memulakan perniagaan takafulnya, sebagaimana yang ditentukan oleh Bank;’; dan
(b)
dengan memasukkan selepas takrif “fasa asas” takrif yang berikut:
‘ “pengendali takaful digital berlesen” ertinya seorang yang dilesenkan di bawah seksyen 10 Akta untuk menjalankan perniagaan takaful, sepenuhnya atau hampir sepenuhnya, melalui cara digital atau elektronik;’.
Penggantian Jadual
Seksyen 3
Perintah ibu dipinda dengan menggantikan Jadual 1 dengan jadual yang berikut:
“JADUAL 1
[Perenggan 4]
Seksyen 1
Bank Islam berlesen yang bukan bank
Islam digital berlesen
300,000,000 2.
Bank Islam berlesen yang merupakan bank Islam digital berlesen
(i)
100,000,000 semasa tempoh fasa asas
Seksyen 3
Bank Islam antarabangsa berlesen 10,000,000
Seksyen 4
P.U. (A) 475 4
100,000,000
Seksyen 5
Pengendali takaful berlesen yang merupakan pengendali takaful digital berlesen
(i)
30,000,000
semasa tempoh fasa asas
Seksyen 6
Pengendali takaful antarabangsa berlesen
10,000,000
Seksyen 7
Pengendali takaful semula profesional berlesen
100,000,000
”.
Dibuat 31 Disember 2024
[MOF.SID(S)700-1/2/50(SK.1); PN(PU2)717/JLD.4]
DATUK SERI AMIR HAMZAH BIN AZIZAN
Menteri Kewangan II
P.U. (A) 475 5
ISLAMIC FINANCIAL SERVICES ACT 2013
ISLAMIC FINANCIAL SERVICES (MINIMUM AMOUNT OF CAPITAL FUNDS OR SURPLUS
OF ASSETS OVER LIABILITIES) (LICENSED PERSON) (AMENDMENT) ORDER 2024
Opening note
Preamble
- IN exercise of the powers conferred by subsection 12(1) of the Islamic Financial Services Act 2013 [Act 759], the Minister makes the following order: Citation and commencement 1.
(1)
This order may be cited as the Islamic Financial Services (Minimum
Amount of Capital Funds or Surplus of Assets Over Liabilities) (Licensed Person)
(Amendment) Order 2024.
(2)
This Order comes into operation on 2 January 2025.
Amendment of paragraph 3 2.
The Islamic Financial Services (Minimum Amount of Capital Funds or
Surplus of Assets Over Liabilities) (Licensed Person) Order 2013 [P.U. (A) 209/2013], which is referred to as the “principal Order” in this Order, is amended in paragraph 3—
(a)
by substituting for the definition of “foundational phase” the following definition:
‘ “foundational phase”—
(a)
in relation to a licensed Islamic digital bank, means the period of a minimum of three years up to a maximum of five years from the date the licensed Islamic digital bank commences its Islamic banking business, as may be determined by the Bank; or
P.U. (A) 475 6
(b)
in relation to a licensed digital takaful operator, means the period of a minimum of three years up to a maximum of seven years from the date the licensed digital takaful operator commences its takaful business, as may be determined by the Bank;’; and
(b)
by inserting after the definition of
“foundational phase”
the following definition:
‘ “licensed digital takaful operator” means a person licensed under section 10 of the Act to carry on takaful business, wholly or almost wholly, through digital or electronic means;’.
Substitution of Schedule 3.
The principal
Order is amended by substituting for
Jadual
Schedule 1
the following schedule:
“SCHEDULE 1
[Paragraph 4]
(1)
No.
(2)
Category
(3)
Minimum capital funds
1.
Licensed Islamic bank which is not a licensed Islamic digital bank 300,000,000
2.
Licensed Islamic bank which is a licensed
Islamic digital bank
(i)
100,000,000 during the period of foundational phase
(ii)
300,000,000 after the period of foundational phase and henceforth
P.U. (A) 475 7
(1)
No.
(2)
Category
(3)
Minimum capital funds
3.
Licensed international Islamic bank
10,000,000 4.
Licensed takaful operator which is not a licensed digital takaful operator
100,000,000
5.
Licensed takaful operator which is a licensed digital takaful operator
(i)
30,000,000 during the period of foundational phase
(ii)
100,000,000 after the period of foundational phase and henceforth
6.
Licensed international takaful operator
10,000,000
7.
Licensed professional retakaful operator
100,000,000
”.
Made 31 December 2024
[MOF.SID(S)700-1/2/51(SK.1); PN(PU2)717/JLD.4]
DATUK SERI AMIR HAMZAH BIN AZIZAN
Finance Minister II
Common questions
- What is PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024?
- PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 is Malaysia P.U. (A), cited as P.U. (A) 475 2024, currently marked in force and first recorded in 2024.
- Is PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 still in force?
- Yes — PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 is currently in force.
- When did PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 take effect?
- PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 was first recorded in 2024.
- How many sections does PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 have?
- PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 contains 9 sections.
- Where can I read the official version of PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024?
- The official text of PERINTAH PERKHIDMATAN KEWANGAN ISLAM (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 is published at lom.agc.gov.my.