Section 15

If the husband does not elect to pay such contributions or if the housewife does not have a husband, the contributions in respect of the housewife may be paid by the housewife herself to the

Organization in the manner as prescribed.

The contributions payable under this Act shall be paid in advance to the Organization at the rates as specified in the Third

Schedule based on the amount of the presumed monthly income of the housewife insured under this Act.

The contributions payable to the Organization for housewives shall be paid in advance for twelve consecutive months to fulfil the contribution period.

Notwithstanding subsection (4), the contributions payable may be made in advance for the following twelve consecutive months in a manner and with effect from the time and date the contribution paid by or on behalf of a housewife and ends at the time and date, as prescribed.

All contributions paid under this section shall not be refundable.

The Minister may revise the rates of the contribution and the presumed monthly income after taking into consideration the sustainability of the Fund including the contribution period.

If the persons referred to in subsection (1) or (2) have an employer, the Organization may, on the request of such persons, instruct an employer to deduct the contributions payable under this section, in a manner as prescribed.

Housewives’ Social Security 21

The employer instructed under subsection (8) shall comply with the instruction.

The contributions payable in respect of an insured housewife shall cease when the housewife has attained the age of fifty-five years or dies, whichever is earlier.

A husband who fails to pay contribution in respect of a housewife under subsection (1) commits an offence and shall, on conviction, be liable to a fine not exceeding ten thousand ringgit or to imprisonment for a term not exceeding two years or to both.

Notwithstanding subsection (11), if the husband is unable to pay the contribution which he elected to pay due to loss of income, or for any other reasons, the husband shall notify the Organization sixty days before the expiry of the existing contribution period in a manner as may be prescribed.

An employer who fails or neglects to carry out the instruction of the Organization under subsection (9) commits an offence and shall, on conviction, be liable to a fine not exceeding ten thousand ringgit or to imprisonment for a term not exceeding two years or to both.

Continuation of coverage