/akn/my/act/pua/2023/220
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PERINTAH PERBADANAN INSURANS DEPOSIT MALAYSIA (ASAS BAGI PENGIRAAN PREMIUM PERTAMA DAN PREMIUM TAHUNAN BERKENAAN DENGAN ANGGOTA PENERIMA DE... is Malaysia P.U. (A), cited as P.U. (A) 220 2023, currently marked in force and first recorded in 2023.
Opening note
Perintah ini bolehlah dinamakan Perintah Perbadanan Insurans
Deposit Malaysia (Asas bagi Pengiraan Premium Pertama dan Premium Tahunan berkenaan dengan Anggota Penerima Deposit) 2023.
Perintah ini mula berkuat kuasa pada 21 Julai 2023.
Asas pengiraan premium pertama
Premium pertama yang kena dibayar oleh suatu anggota penerima deposit baharu di bawah subseksyen 47(1) Akta hendaklah dikira berdasarkan asas jumlah deposit diinsuranskan yang dipegang oleh anggota penerima deposit baharu itu pada hari terakhir bulan kalendar yang anggota penerima deposit baharu itu menjadi institusi anggota.
Premium pertama yang kena dibayar oleh suatu anggota penerima deposit baharu di bawah subseksyen 47(2) Akta hendaklah dikira berdasarkan asas seperti yang berikut:
jika suatu pihak pemindah merupakan anggota penerima deposit, berdasarkan asas jumlah deposit diinsuranskan yang dipegang oleh pihak pemindah itu pada 31 Disember tahun taksiran yang sebelumnya;
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jika suatu pihak pemindah merupakan anggota penerima deposit yang diluluskan di bawah perenggan 15(1)(a) Akta Perkhidmatan
Kewangan 2013 [Akta 758] untuk menjalankan perniagaan perbankan Islam dan perniagaan perbankan Islam pihak pemindah itu dipindahkan kepada anggota penerima deposit baharu itu, berdasarkan asas jumlah deposit diinsuranskan yang dipegang oleh pihak pemindah itu yang berhubungan dengan perniagaan perbankan Islam pihak pemindah itu pada 31 Disember tahun taksiran yang sebelumnya; dan
jika suatu pihak pemindah merupakan bukan anggota penerima deposit, berdasarkan asas jumlah deposit diinsuranskan yang berhubungan dengan perniagaan yang dipindah daripada pihak pemindah itu kepada anggota penerima deposit baharu itu pada tarikh pemindahan.
Asas pengiraan premium tahunan
Premium tahunan yang kena dibayar oleh anggota penerima pindahan di bawah perenggan 49A(1)(a) Akta hendaklah dikira berdasarkan asas seperti yang berikut:
jika suatu pihak pemindah merupakan anggota penerima deposit, berdasarkan asas jumlah deposit diinsuranskan yang dipegang oleh anggota penerima pindahan itu pada 31 Disember tahun taksiran yang sebelumnya dan jumlah deposit diinsuranskan yang dipegang oleh pihak pemindah itu pada 31 Disember tahun taksiran yang sebelumnya;
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jika suatu pihak pemindah merupakan anggota penerima deposit yang diluluskan di bawah perenggan 15(1)(a) Akta Perkhidmatan
Kewangan 2013 untuk menjalankan perniagaan perbankan Islam dan perniagaan perbankan Islam pihak pemindah itu dipindahkan kepada anggota penerima pindahan, berdasarkan asas jumlah deposit diinsuranskan yang dipegang oleh anggota penerima pindahan itu pada 31 Disember tahun taksiran yang sebelumnya dan jumlah deposit diinsuranskan yang dipegang oleh pihak pemindah itu yang berhubungan dengan perniagaan perbankan
Islam pihak pemindah itu pada 31 Disember tahun taksiran yang sebelumnya; dan
jika suatu pihak pemindah merupakan bukan anggota penerima deposit, berdasarkan asas jumlah deposit diinsuranskan yang dipegang oleh anggota penerima pindahan itu pada 31 Disember tahun taksiran yang sebelumnya dan jumlah deposit diinsuranskan yang berhubungan dengan perniagaan yang dipindah daripada pihak pemindah itu kepada anggota penerima pindahan itu pada tarikh pemindahan.
Premium tahunan tambahan yang kena dibayar oleh anggota penerima pindahan di bawah perenggan 49A(2)(a) Akta hendaklah, berkenaan dengan suatu pihak pemindah yang merupakan bukan anggota penerima deposit, dikira berdasarkan asas jumlah deposit diinsuranskan yang berhubungan dengan perniagaan yang dipindah daripada pihak pemindah kepada anggota penerima pindahan itu pada tarikh pemindahan.
Dibuat 19 Julai 2023
[PIDM/PN/4/2023; PN(PU2)689/JLD.8]
ANWAR BIN IBRAHIM
Menteri Kewangan
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MALAYSIA DEPOSIT INSURANCE CORPORATION ACT 2011
MALAYSIA DEPOSIT INSURANCE CORPORATION (BASIS FOR CALCULATION OF
FIRST PREMIUM AND ANNUAL PREMIUM IN RESPECT OF DEPOSIT-TAKING
MEMBERS) ORDER 2023
Opening note
This order may be cited as the Malaysia Deposit Insurance Corporation
(Basis for Calculation of First Premium and Annual Premium in respect of
Deposit-Taking Members) Order 2023.
This Order comes into operation on 21 July 2023.
Basis for calculation of first premium 2.
The first premium payable by a new deposit-taking member under subsection 47(1) of the Act shall be calculated on the basis of the total insured deposits held by the new deposit-taking member as at the last day of the calendar month in which the new deposit-taking member becomes a member institution.
The first premium payable by a new deposit-taking member under subsection 47(2) of the Act shall be calculated on the basis as follows:
where a transferring party is a deposit taking member, on the basis of the total insured deposits held by the transferring party as at 31 December of the preceding assessment year;
where a transferring party is a deposit-taking member approved under paragraph 15(1)(a) of the Financial Services Act 2013
[Act 758]
to carry on
Islamic banking business and the Islamic banking business of the transferring party is transferred
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to the new deposit-taking member, on the basis of the total insured deposits held by the transferring party relating to the Islamic banking business of the transferring party as at 31 December of the preceding assessment year; and
where a transferring party is a non-deposit taking member, on the basis of the total insured deposits relating to the business transferred from the transferring party to the new deposit-taking member as at the transfer date.
Basis for calculation of annual premium 3.
The annual premium payable by a deposit-taking member under subsection 48(1) of the Act shall be calculated on the basis of the total insured deposits held by the deposit-taking member as at 31 December of the preceding assessment year.
The annual premium payable by the transferee member under paragraph 49A(1)(a) of the Act shall be calculated on the basis as follows:
where a transferring party is a deposit-taking member, on the basis of the total insured deposits held by the transferee member as at 31 December of the preceding assessment year and the total insured deposits held by the transferring party as at 31 December of the preceding assessment year;
where a transferring party is a deposit-taking member approved under paragraph 15(1)(a) of the Financial Services Act 2013
to carry on Islamic banking business and the Islamic banking business of the transferring party is transferred to the transferee member, on the basis of the total insured deposits held by the transferee member as at 31 December of the preceding assessment year and the total insured deposits held by the transferring party relating to the Islamic banking business of
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the transferring party as at 31 December of the preceding assessment year; and
where a transferring party is a non-deposit taking member, on the basis of the total insured deposits held by the transferee member as at 31 December of the preceding assessment year and the total insured deposits relating to the business transferred from the transferring party to the transferee member as at the transfer date.
The additional annual premium payable by the transferee member under paragraph 49A(2)(a) of the Act shall, in respect of a transferring party which is a non-deposit taking member, be calculated on the basis of the total insured deposits relating to the business transferred from the transferring party to the transferee member as at the transfer date.
Made 19 July 2023
[PIDM/PN/4/2023; PN(PU2)689/JLD.8]
ANWAR BIN IBRAHIM
Minister of Finance