20. Financial assistance to officers, employees and other persons

The Institute may provide—

the payment of retirement benefits, gratuities and other allowances as the Institute may determine to the officers and employees of the Institute;

subsidies, grants, financing or credit facilities, with or without interest, and other compassionate financing or loans, to the officers and employees of the Institute;

subsidies, grants, financing or credit facilities, with or without interest, for medical purposes to the officers and employees of the Institute, and their dependants;

financing or credit facilities, with or without interest, for educational purposes or scholarships to the officers and employees of the Institute or any other person; and

donations to any person, on such terms and conditions as the Institute may determine.