PERATURAN-PERATURAN PERKHIDMATAN KEWANGAN (FI) 2014

“broker wang elektronik asing yang diluluskan” ertinya broker wang yang diluluskan—

Jadual Kedua;

(c)

oleh ajuster berdaftar, adalah sebagaimana yang dinyatakan dalam Jadual

Ketiga;

(d)

oleh orang berlesen berkenaan dengan penubuhan mana-mana pejabatnya, adalah sebagaimana yang dinyatakan dalam Jadual Keempat; dan

(e)

oleh pemohon bagi pemberikuasaan oleh Bank di bawah seksyen 9 Akta dan oleh seseorang yang telah mematuhi kehendak perenggan 17(1)(a)

Akta, adalah sebagaimana yang dinyatakan dalam Jadual Kelima.

Pembatalan 4.

Perintah

Bank dan

Institusi-Institusi

Kewangan

(Fee

Lesen)

(Institusi-Institusi Berlesen) [P.U. (A) 188/2004] dan Perintah Sistem Pembayaran

(Fi) 2003 [P.U. (A) 396/2003] dibatalkan.

P.U. (A) 331 5

JADUAL PERTAMA

[Perenggan 3(a)]

Bil.

Kategori orang berlesen

Fi tahunan

Cara pembayaran 1.

Bank berlesen 150,000

Fi tahunan bagi tiga tahun hendaklah dibayar terdahulu dalam satu bayaran pada atau sebelum 15

Disember sebelum bermulanya tahun pertama bagi tempoh tiga tahun itu 2.

Bank pelaburan berlesen 150,000 3.

Penanggung insurans berlesen 25,000

(per kelas perniagaan)

4.

Penanggung insurans semula profesional 25,000

(per kelas perniagaan)

JADUAL KEDUA

[Perenggan 3(b)]

Bil.

Kategori orang yang diluluskan

Fi tahunan

Cara pembayaran 1.

Broker insurans yang diluluskan 2,000

(fi tahunan tambahan sebanyak RM250 hendaklah dibayar sekiranya broker insurans yang diluluskan juga menjalankan perniagaan pembrokeran takaful)

Fi tahunan hendaklah dibayar terdahulu dalam satu bayaran bagi suatu tempoh yang dinyatakan dalam kelulusan oleh Bank di bawah seksyen 11 Akta dan pembayaran itu hendaklah dibuat dalam masa tujuh hari dari tarikh kelulusan itu oleh Bank atau pembaharuan kelulusan itu 2.

Penasihat kewangan yang diluluskan 500

(fi tahunan tambahan sebanyak RM150 hendaklah dibayar sekiranya penasihat kewangan yang diluluskan juga menjalankan perniagaan nasihat kewangan Islam)

3.

Broker wang yang diluluskan 5,000

Fi tahunan hendaklah dibayar pada atau sebelum 15

Disember tiap-tiap tahun 4.

Broker wang elektronik asing yang diluluskan 2,000

P.U. (A) 331 6

JADUAL KETIGA

[Perenggan 3(c)]

Kategori orang

Fi pendaftaran

Cara pembayaran

Ajuster berdaftar 1,000

Fi pendaftaran hendaklah dibayar terdahulu pada 15 Disember tiap-tiap tahun bagi tahun operasi yang berikutnya

JADUAL KEEMPAT

[Perenggan 3(d)]

Bil.

Kategori orang berlesen

Jenis pejabat

Fi tahunan

Cara pembayaran 1.

Bank berlesen

Cawangan penuh 10,000

Fi tahunan hendaklah dibayar pada atau sebelum 15 Disember tiap-tiap tahun

Cawangan penuh berkongsi 20,000 2.

Bank pelaburan berlesen

Cawangan penuh 10,000

Cawangan penuh berkongsi 20,000 3.

Penanggung insurans berlesen

Cawangan 1,000

P.U. (A) 331 7

JADUAL KELIMA

[Perenggan 3(e)]

Bil.

Kategori orang

Fi pemprosesan

Cara pembayaran 1.

Pemohon bagi pemberikuasaan oleh Bank di bawah seksyen 9 Akta untuk mengeluarkan suatu instrumen pembayaran yang ditetapkan 500

Fi pemprosesan hendaklah dibayar apabila suatu permohonan dikemukakan kepada Bank 2.

Pemohon bagi pemberikuasaan oleh Bank di bawah seksyen 9 Akta untuk mengendalikan suatu sistem pembayaran yang dinyatakan dalam perenggan 1 Penggal 1 Bahagian 1

Jadual 1 kepada Akta 500 3.

Orang yang telah mematuhi kehendak perenggan 17(1)(a) Akta bagi maksud menawarkan perkhidmatan perolehan saudagar 500

Dibuat 11 Disember 2014

[BNM/JUN/1151/09/13; PN(PU2)718/II]

DATO’ SERI AHMAD HUSNI BIN MOHAMAD HANADZLAH

Menteri Kewangan Kedua

P.U. (A) 331 8

FINANCIAL SERVICES ACT 2013

FINANCIAL SERVICES (FEES) REGULATIONS 2014

IN exercise of the powers conferred by subsection 26(1) and paragraph 260(2)(c) of the

Financial Services Act 2013 [Act 758], the Minister, on the recommendation of the Bank, makes the following regulations:

Citation and commencement 1.

(1)

These regulations may be cited as the Financial Services (Fees)

Regulations 2014.

(2)

These Regulations come into operation on 15 December 2014.

Interpretation 2.

In these Regulations—

“approved foreign electronic money-broker"

means an approved money-broker—

(a)

whose controller is a foreign institution; and

(b)

who carries on money-broking business through an electronic price matching system;

“branch”, in relation to a licensed insurer, means a fixed place of business in

Malaysia where the businesses of a licensed insurer are carried on, but shall not include an insurance agency;

“full branch”, in relation to a licensed bank and licensed investment bank, means a fixed place of business in Malaysia where—

(a)

the services of accepting deposits on an account and withdrawal of money are provided; or

P.U. (A) 331 9

(b)

not less than four of the following services or businesses are provided or carried on:

(i)

the services of accepting deposits on an account;

(ii)

the services of accepting money for the payment of credit facilities, including credit card bills;

(iii)

the general assistance, advisory and marketing services to the customers in respect of products and services provided;

(iv)

the money-changing business;

(v)

the remittance business and maintenance of the accounts of the customer for the purpose of remittance;

(vi)

the services of paying to any person in Malaysia moneys which are remitted by a person outside Malaysia; or

(vii)

such other services or businesses as approved by the Bank;

“shared full branch”, in relation to a licensed bank and licensed investment bank, means a full branch which provides and carries on a combination of banking services and businesses and Islamic banking services and businesses;

“Islamic financial advisory business” has the meaning assigned to it in the Islamic

Financial Services Act 2013 [Act 759];

“takaful broking business” has the meaning assigned to it in the Islamic Financial

Services Act 2013.

P.U. (A) 331 10

Fees payable to the Bank 3.

The type and amount of fees payable to the Bank, and the manner of payment of such fees—

(a)

by a licensed person, are as specified in the First Schedule;

(b)

by an approved person, are as specified in the Second Schedule;

(c)

by a registered adjuster, are as specified in the Third Schedule;

(d)

by a licensed person in respect of the establishment of any of its office, are as specified in the Fourth Schedule; and

(e)

by an applicant for the authorization by the Bank under section 9 of the

Act and by a person who has complied with the requirements of paragraph 17(1)(a) of the Act, are as specified in the Fifth Schedule.

Revocation 4.

The Banking and Financial Institutions (Licence Fee) (Licensed Institutions)

Order 2004 [P.U. (A) 188/2004] and the Payment Systems (Fees) Order 2003

[P.U. (A) 396/2003] are revoked.

FIRST SCHEDULE

[Paragraph 3(a)]

Categories of licensed persons

Annual fees

Manner of payment 1.

Licensed bank 150,000

Annual fees for three years shall be paid in advance in a single payment on or before 15 December before the beginning of the first year of such three year period 2.

Licensed investment bank 150,000 3.

Licensed insurer

25,000

(per class of business)

4.

Professional reinsurer 25,000

(per class of business)

P.U. (A) 331 11

SECOND SCHEDULE

[Paragraph 3(b)]

Categories of approved persons

Annual fees

Manner of payment 1.

Approved insurance broker 2,000

(an additional annual fee of

RM250 shall be paid if the approved insurance broker also carries on takaful broking business)

Annual fees shall be paid in advance in a single payment for such period stated in the approval by the

Bank under section 11 of the Act and it shall be made within seven days from the date of such approval by the Bank or the renewal of such approval 2.

Approved financial adviser 500

(an additional annual fee of

RM150 shall be paid if the approved financial adviser also carries on

Islamic financial advisory business)

3.

Approved money-broker 5,000

Annual fees shall be paid on or before 15 December of every year 4.

Approved foreign electronic money-broker 2,000

THIRD SCHEDULE

[Paragraph 3(c)]

Category of person

Registration fee

Manner of payment

Registered adjuster 1,000

Registration fee shall be paid in advance on 15 December of every year for the following year of operation

P.U. (A) 331 12

FOURTH SCHEDULE

[Paragraph 3(d)]

Categories of licensed persons

Types of office

Annual fees

Manner of payment 1.

Licensed bank

Full branch 10,000

Annual fees shall be paid on or before 15 December of every year

Shared full branch 20,000 2.

Licensed investment bank

Full branch 10,000

Shared full branch 20,000 3.

Licensed insurer

Branch 1,000

FIFTH SCHEDULE

[Paragraph 3(e)]

Categories of persons

Processing fees

Manner of payment 1.

Applicant for the authorization by the Bank under section 9 of the Act to issue a designated payment instrument 500

Processing fees shall be paid upon submission of an application to the Bank 2.

Applicant for the authorization by the Bank under section 9 of the Act to operate a payment system specified in paragraph 1 of Division 1

of Part 1 of Schedule 1 to the Act 500 3.

A person who has complied with the requirements of paragraph 17(1)(a) of the

Act for the purpose of offering merchant acquiring services 500

P.U. (A) 331 13

Made 11 December 2014

[BNM/JUN/1151/09/13; PN(PU2)718/II]

DATO’ SERI AHMAD HUSNI BIN MOHAMAD HANADZLAH

Second Minister of Finance