PERATURAN-PERATURAN PERKHIDMATAN KEWANGAN ISLAM (FI) 2014

“cawangan”, berhubung dengan pengendali takaful berlesen, ertinya suatu tempat perniagaan tetap di Malaysia di mana perniagaan pengendali takaful berlesen dijalankan, tetapi tidaklah termasuk agensi takaful;

“cawangan penuh”, berhubung dengan bank Islam berlesen selain bank Islam antarabangsa berlesen, ertinya suatu tempat perniagaan tetap di Malaysia di mana—

Jadual Kedua;

(c)

oleh orang berlesen berkenaan dengan penubuhan mana-mana pejabatnya, adalah sebagaimana yang dinyatakan dalam Jadual Ketiga; dan

(d)

oleh pemohon bagi pemberikuasaan oleh Bank di bawah seksyen 9 Akta, adalah sebagaimana yang dinyatakan dalam Jadual Keempat.

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Pembatalan 4.

Pemberitahuan di bawah Seksyen 9 [P.U. (B) 358/1994], Peraturan-Peraturan

Takaful (Fee Pendaftaran Tahunan) 1985 [P.U. (A) 309/1985] dan Peraturan-Peraturan

Broker dan Ajuster (Fee Pelesenan) 1985 [P.U. (A) 313/1985] dibatalkan.

JADUAL PERTAMA

[Perenggan 3(a)]

Bil.

Kategori orang berlesen

Fi tahunan

Cara pembayaran 1.

Bank Islam berlesen selain bank

Islam antarabangsa berlesen 150,000

Fi tahunan bagi tiga tahun hendaklah dibayar terdahulu dalam satu bayaran pada atau sebelum 15 Disember sebelum bermulanya tahun pertama bagi tempoh tiga tahun itu

2.

Pengendali takaful berlesen selain pengendali takaful antarabangsa berlesen 25,000

(per kelas perniagaan)

3.

Pengendali takaful semula profesional 25,000

(per kelas perniagaan)

4.

Bank

Islam antarabangsa berlesen 50,000 5.

Pengendali takaful antarabangsa berlesen 2,500

(per kelas perniagaan)

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JADUAL KEDUA

[Perenggan 3(b)]

Bil.

Kategori orang yang diluluskan

Fi tahunan

Cara pembayaran 1.

Broker takaful yang diluluskan 250

Fi tahunan hendaklah dibayar terdahulu dalam satu bayaran bagi suatu tempoh yang dinyatakan dalam kelulusan oleh Bank di bawah seksyen 11 Akta dan pembayaran itu hendaklah dibuat dalam masa tujuh hari dari tarikh kelulusan itu oleh Bank atau pembaharuan kelulusan itu 2.

Penasihat kewangan Islam yang diluluskan 150

JADUAL KETIGA

[Perenggan 3(c)]

Bil.

Kategori orang berlesen

Jenis pejabat

Fi tahunan

Cara pembayaran 1.

Bank Islam berlesen selain bank

Islam antarabangsa berlesen

Cawangan penuh 10,000

Fi tahunan hendaklah dibayar pada atau sebelum 15

Disember tiap-tiap tahun 2.

Pengendali takaful berlesen selain pengendali takaful antarabangsa berlesen

Cawangan 1,000

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JADUAL KEEMPAT

[Perenggan 3(d)]

Bil.

Kategori orang

Fi pemprosesan

Cara pembayaran 1.

Pemohon bagi pemberikuasaan oleh Bank di bawah seksyen 9 Akta untuk mengeluarkan suatu instrumen pembayaran

Islam yang ditetapkan

500

Fi pemprosesan hendaklah dibayar apabila suatu permohonan dikemukakan kepada Bank 2.

Pemohon bagi pemberikuasaan oleh Bank di bawah seksyen 9 Akta untuk mengendalikan suatu sistem pembayaran yang dinyatakan dalam perenggan 1

Penggal 1

Bahagian 1

Jadual 1

kepada Akta 500

Dibuat 11 Disember 2014

[BNM/JUN/1151/09/13; PN(PU2)717/II]

DATO’ SERI AHMAD HUSNI BIN MOHAMAD HANADZLAH

Menteri Kewangan Kedua

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ISLAMIC FINANCIAL SERVICES ACT 2013

ISLAMIC FINANCIAL SERVICES (FEES) REGULATIONS 2014

IN exercise of the powers conferred by subsection 23(1) and paragraph 271(2)(c) of the

Islamic Financial Services Act 2013 [Act 759], the Minister, on the recommendation of the Bank, makes the following regulations:

Citation and commencement 1.

(1)

These regulations may be cited as the Islamic Financial Services (Fees)

Regulations 2014.

(2)

These Regulations come into operation on 15 December 2014.

Interpretation 2.

In these Regulations—

“branch”, in relation to a licensed takaful operator, means a fixed place of business in Malaysia where the businesses of a licensed takaful operator are carried on, but shall not include a takaful agency;

“full branch”, in relation to a licensed Islamic bank other than a licensed international Islamic bank, means a fixed place of business in Malaysia where—

(a)

the services of accepting Islamic deposits on an account, or accepting money under an investment account and withdrawal of money are provided; or

(b)

not less than four of the following services or businesses are provided or carried on:

(i)

the services of accepting Islamic deposits on an account or accepting money under an investment account;

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(ii)

the services of accepting money for the payment of credit facilities, including credit card bills;

(iii)

the general assistance, advisory and marketing services to the customers in respect of products and services provided;

(iv)

the money-changing business;

(v)

the remittance business and maintenance of the accounts of the customer for the purpose of remittance;

(vi)

the services of paying to any person in Malaysia moneys which are remitted by a person outside Malaysia; or

(vii)

such other services or businesses as approved by the Bank.

Fees payable to the Bank 3.

The type and amount of fees payable to the Bank, and the manner of payment of such fees—

(a)

by a licensed person, are as specified in the First Schedule;

(b)

by an approved person, are as specified in the Second Schedule;

(c)

by a licensed person in respect of the establishment of any of its office, are as specified in the Third Schedule; and

(d)

by an applicant for the authorization by the Bank under section 9 of the

Act, are as specified in the Fourth Schedule.

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Revocation 4.

The Notification under Section 9 [P.U. (B) 358/1994], Takaful (Annual

Registration Fees) Regulations 1985 [P.U. (A) 309/1985] and Brokers and Adjusters

(Licensing Fees) Regulations 1985 [P.U. (A) 313/1985] are revoked.

FIRST SCHEDULE

[Paragraph 3(a)]

Categories of licensed persons

Annual fees

Manner of payment 1.

Licensed Islamic bank other than licensed international

Islamic bank 150,000

Annual fee for three years shall be paid in advance in a single payment on or before 15

December before the beginning of the first year of such three year period 2.

Licensed takaful operator other than licensed international takaful operator 25,000

(per class of business)

3.

Professional retakaful operator 25,000

(per class of business)

4.

Licensed international

Islamic bank 50,000 5.

Licensed international takaful operator 2,500

(per class of business)

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SECOND SCHEDULE

[Paragraph 3(b)]

Categories of approved persons

Annual fees

Manner of payment 1.

Approved takaful broker 250

Annual fees shall be paid in advance in a single payment for such period stated in the approval by the Bank under section 11 of the Act and it shall be made within seven days from the date of such approval by the

Bank or the renewal of such approval 2.

Approved

Islamic financial adviser 150

THIRD SCHEDULE

[Paragraph 3(c)]

Categories of licensed persons

Type of office

Annual fees

Manner of payment 1.

Licensed

Islamic bank other than licensed international

Islamic bank

Full branch 10,000

Annual fee shall be paid on or before 15

December of every year 2.

Licensed takaful operator other than licensed

Branch 1,000

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international takaful operator

FOURTH SCHEDULE

[Paragraph 3(d)]

Category of person

Processing fees

Manner of payment 1.

Applicant for the authorization by the Bank under section 9 of the Act to issue an

Islamic designated payment instrument

500

Processing fees shall be paid upon submission of an application to the Bank 2.

Applicant for the authorization by the Bank under section 9 of the Act to operate a payment system specified in paragraph 1 of Division 1

of Part 1 of Schedule 1 to the Act 500

Made 11 December 2014

[BNM/JUN/1151/09/13; PN(PU2)717/II]

DATO’ SERI AHMAD HUSNI BIN MOHAMAD HANADZLAH

Second Minister of Finance