Seksyen 1
(1)
Perintah ini bolehlah dinamakan Perintah Perkhidmatan Kewangan
(Amaun Minimum Dana Modal atau Lebihan Aset Berbanding Liabiliti)
(Orang Berlesen) (Pindaan) 2024.
/akn/my/act/pua/2024/471
PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024
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- Type
- P.U. (A)
- Status
- In force
- Enacted
- 2024
- Sections
- 19
Quick answer
About this p.u. (a)
PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 is Malaysia P.U. (A), cited as P.U. (A) 471 2024, currently marked in force and first recorded in 2024.
Opening note
Preamble
- PADA menjalankan kuasa yang diberikan oleh subseksyen 12(1) Akta Perkhidmatan Kewangan 2013 [Akta 758], Menteri membuat perintah yang berikut: Nama dan permulaan kuat kuasa
Seksyen 2
Perintah Perkhidmatan Kewangan (Amaun Minimum Dana Modal atau Lebihan
Aset Berbanding Liabiliti) (Orang Berlesen) 2013 [P.U. (A) 199/2013], yang disebut
(a)
dengan menggantikan takrif “fasa asas” dengan takrif yang berikut:
‘ “fasa asas”—
(a)
berhubung dengan suatu bank digital berlesen, ertinya suatu tempoh minimum tiga tahun hingga maksimum lima tahun mulai tarikh bank digital berlesen itu memulakan perniagaan perbankannya, sebagaimana yang ditentukan oleh Bank; atau
(b)
berhubung dengan suatu penanggung insurans digital berlesen, ertinya suatu tempoh minimum tiga tahun hingga maksimum tujuh tahun mulai tarikh penanggung insurans digital berlesen itu
P.U. (A) 471 3
memulakan perniagaan insuransnya, sebagaimana yang ditentukan oleh Bank;’; dan
(b)
dengan memasukkan selepas takrif “fasa asas” takrif yang berikut:
‘ “penanggung insurans digital berlesen” ertinya seorang yang dilesenkan di bawah seksyen 10 Akta untuk menjalankan perniagaan insurans, sepenuhnya atau hampir sepenuhnya, melalui cara digital atau elektronik;’.
Penggantian Jadual
Seksyen 3
“Perintah ibu” dalam Perintah ini, dipinda dalam perenggan 3—
Perintah ibu dipinda dengan menggantikan Jadual dengan jadual yang berikut:
“JADUAL
[Perenggan 4]
Seksyen 1
Bank berlesen, kecuali bank digital berlesen, yang merupakan bank asing yang diperbadankan di Malaysia
300,000,000
Seksyen 2
Bank berlesen, kecuali bank digital berlesen, yang bukan merupakan bank asing yang diperbadankan di Malaysia—
(b)
sebagai agregat dengan dana modal perbadanan berkaitan dengannya yang merupakan bank pelaburan berlesen
2,000,000,000
P.U. (A) 471 4
Seksyen 3
Bank berlesen yang merupakan bank digital berlesen
(i)
100,000,000
semasa tempoh fasa asas
Seksyen 4
Bank pelaburan berlesen yang bukan merupakan perbadanan berkaitan dengan mana-mana bank berlesen
500,000,000
Seksyen 5
Penanggung insurans berlesen, kecuali penanggung insurans digital berlesen
100,000,000
Seksyen 6
Penanggung insurans yang merupakan penanggung insurans digital berlesen
(i)
30,000,000
semasa tempoh fasa asas
Seksyen 7
Penanggung insurans semula professional am berlesen
100,000,000
Seksyen 8
Penanggung insurans semula profesional hayat berlesen
50,000,000
”.
Dibuat 31 Disember 2024
[MOF.SID(S)700-1/2/50(SK.1); PN(PU2)718/JLD.7]
DATUK SERI AMIR HAMZAH BIN AZIZAN
Menteri Kewangan II
P.U. (A) 471 5
FINANCIAL SERVICES ACT 2013
FINANCIAL SERVICES (MINIMUM AMOUNT OF CAPITAL FUNDS OR SURPLUS OF
ASSETS OVER LIABILITIES) (LICENSED PERSON) (AMENDMENT) ORDER 2024
Opening note
Preamble
- IN exercise of the powers conferred by subsection 12(1) of the Financial Services Act 2013 [Act 758], the Minister makes the following order: Citation and commencement 1.
(1)
This order may be cited as the Financial Services (Minimum Amount of
Capital Funds or Surplus of Assets Over Liabilities) (Licensed Person) (Amendment)
Order 2024.
(2)
This Order comes into operation on 2 January 2025.
Amendment of paragraph 3 2.
The Financial Services (Minimum Amount of Capital Funds or Surplus of Assets
Over Liabilities) (Licensed Person) Order 2013 [P.U. (A) 199/2013], which is referred to as the “principal Order” in this Order, is amended in paragraph 3—
(a)
by substituting for the definition of “foundational phase” the following definition:
‘ “foundational phase”—
(a)
in relation to a licensed digital bank, means the period of a minimum of three years up to a maximum of five years from the date the licensed digital bank commences its banking business, as may be determined by the Bank; or
(b)
in relation to a licensed digital insurer, means the period of a minimum of three years up to a maximum of seven years from the date the licensed digital
P.U. (A) 471 6
insurer commences its insurance business, as may be determined by the Bank;’; and
(b)
by inserting after the definition of “foundational phase” the following definition:
‘ “licensed digital insurer” means a person licensed under section 10 of the Act to carry on insurance business, wholly or almost wholly, through digital or electronic means;’.
Substitution of Schedule 3.
The principal
Order is amended by substituting for the
Schedule the following schedule:
“SCHEDULE
[Paragraph 4]
Seksyen 1
Licensed bank, except for a licensed digital bank, which is a locally incorporated foreign bank
300,000,000
Seksyen 2
Licensed bank, except for a licensed digital bank, which is not a locally incorporated foreign bank—
(b)
in aggregation with the capital funds of its related corporation that is a licensed investment bank 2,000,000,000
P.U. (A) 471 7
Seksyen 3
Licensed bank which is a licensed digital bank
(i)
100,000,000
during the period of foundational phase
Seksyen 4
Licensed investment bank which is not a related corporation of any licensed bank
500,000,000
Seksyen 5
Licensed insurer, except for a licensed digital insurer
100,000,000
Seksyen 6
Licensed insurer which is a licensed digital insurer
(i)
30,000,000
during the period of foundational phase
Seksyen 7
Licensed general professional reinsurer
100,000,000
Seksyen 8
Licensed life professional reinsurer
50,000,000
”.
Made 31 December 2024
[MOF.SID(S)700-1/2/50(SK.1); PN(PU2)718/JLD.7]
DATUK SERI AMIR HAMZAH BIN AZIZAN
Finance Minister II
Common questions
- What is PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024?
- PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 is Malaysia P.U. (A), cited as P.U. (A) 471 2024, currently marked in force and first recorded in 2024.
- Is PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 still in force?
- Yes — PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 is currently in force.
- When did PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 take effect?
- PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 was first recorded in 2024.
- How many sections does PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 have?
- PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 contains 19 sections.
- Where can I read the official version of PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024?
- The official text of PERINTAH PERKHIDMATAN KEWANGAN (AMAUN MINIMUM DANA MODAL ATAU LEBIHAN ASET BERBANDING LIABILITI) (ORANG BERLESEN) (PINDAAN) 2024 is published at lom.agc.gov.my.