77. Agreements with unlicensed credit provider not enforceable

Terms defined in s 4

• credit

  credit

  Defined · s 4

  “credit” means any arrangement, agreement or facility as set out in subsection 5(2);

  Open s 4
• credit agreement

  credit agreement

  Defined · s 4

  “credit agreement” means an agreement entered into between a credit provider and a credit consumer to provide credit;

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• credit consumer

  credit consumer

  Defined · s 4

  “credit consumer” means any person as set out in subsection 5(1);

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• credit provider

  credit provider

  Defined · s 4

  “credit provider” means a person who carries on a credit business where the person— (a) is licensed under Part V of this Act; (b) is permitted to do so under any other written law; (c) is subject to the Hire-Purchase Act 1967; or (d) is subject to the Consumer Protection Act 1999;

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