Consumer Credit Act 2025 · Updated to 31 Dec 2025 · Part VII · Business Conduct for Credit Consumer Protection
84. Duty to ensure fair, responsible and professional business conduct
Feedback & supportA credit provider or credit service provider shall manage and ensure it carries on its credit business or credit service business in a fair, responsible and professional manner when dealing with credit consumers.
credit provider
Defined · s 4
“credit provider” means a person who carries on a credit business where the person— (a) is licensed under Part V of this Act; (b) is permitted to do so under any other written law; (c) is subject to the Hire-Purchase Act 1967; or (d) is subject to the Consumer Protection Act 1999;
Consumer Credit 73
credit
Defined · s 4
“credit” means any arrangement, agreement or facility as set out in subsection 5(2);