Consumer Credit Act 2025 · Updated to 31 Dec 2025 · Part X · General Provisions
132. Obligation of secrecy
Feedback & supportSubject to section 124 of the Evidence Act 1950, no persons specified in subsection (2) shall disclose any information which has been obtained by him in the course of performing his functions or exercising his powers under this Act and which is not published in accordance with this Act, except—
this Act
“this Act” includes any subsidiary legislation, standard or guidelines and notification made under this Act;
where the disclosure is authorized under a provision of this Act or any other written law, or in writing by the Commission or a Regulatory and Supervisory Authority, as the case may be;
in assisting the persons specified in subsection (2) for the purposes of this Act or any other written law; or
in any criminal or civil proceedings by or against the Commission or a Regulatory and Supervisory Authority.
Consumer Credit 125
Subsection (1) shall apply to the following persons, whether during or after his tenure of office or employment:
a member of the Board or the Board Committee;
a member of the Advisory Committee;
a member of any committee of the Commission;
an officer or agent of the Commission or a Regulatory and Supervisory Authority; or
a person attending any meeting of the Board, Advisory
Committee or any committee of the Commission.
The Advisory Committee, the Commission and a Regulatory and Supervisory Authority, as the case may be, may not be ordered to disclose any document to the court under Order 24 of the Rules of Court 2012 [P.U.
Advisory Committee
“Advisory Committee” means the Advisory Committee established under section 36;
205/2012] in a civil enforcement proceeding by the Commission or Regulatory and Supervisory
Authority, if the Advisory Committee, Commission and Regulatory and Supervisory Authority, as the case may be, considers that such disclosure may impede its ability to perform its function or exercise its power or the public interest would suffer.
Commission
“Commission” means the Consumer Credit Commission established under section 6;
Any person who contravenes subsection (1) commits an offence and shall, on conviction, be liable to a fine not exceeding one million ringgit or to imprisonment for a term not exceeding four years or to both.
person
“person” includes an individual, any sole proprietorship, corporation, statutory body, local authority, society, trade union, co-operative society, partnership and any other body, organization, association or group of persons, whether corporate or unincorporate;